24/07/2020
Since the 10 July, holidaymakers returning to England from certain countries don’t have to self-isolate. On the 4 July the Foreign and Commonwealth Office (FCO) lifted its “all but essential travel” rule to some international countries.
These countries will form travel corridors and currently include: France, Italy, Spain, Australia, Barbados, Croatia, Cyprus, Germany, Greece, Hong Kong, Japan, New Zealand, Turkey, Denmark and Norway. You can find a full list on the Government Website.
The isolation rules will differ between England, Scotland and Wales. If you’re travelling abroad, check your local authority’s advice on self-isolation. If you have travelled through a country with restrictions in place, you will have to self-isolate when you return.
What should I check before booking a holiday?
Although the above list of countries where the “all but essential travel” rule is lifted was accurate when this article was published, the situation is always changing. Even if you’re travelling to an approved country, check the FCO advice before booking. The country you’re travelling to may have introduced different measures to control the spread of coronavirus which you will have to comply with. You should also check your local public health measures, as local lockdowns are being introduced to control the virus. Subscribing to FCO updates will keep you informed.
How does this affect my travel insurance?
If you travel to a country that’s not on the government list, you won’t be covered by your insurance. If it is, and the country itself hasn’t enforced a lockdown, you could be covered. Even then many Insurers are only providing cover in respect of Covid-19 for medical expenses. Generally, cancellation cover as a result of Covid-19 is not available.
Remember to check your policy to see what you’re covered for and if you’d like some help reviewing or arranging the appropriate Travel Insurance, please call us on 0208 506 3939.
NHS Waiting lists
We have seen an increase in enquiries for Private Medical Insurance with many concerned over the potential impact of increasing NHS waiting lists for themselves and their family. We have a range of solutions available for both personal and business policies and would be happy to discuss these with you.
Pensions and Investments
If you have a pension or investment that you are worried about as a result of Covid-19 and we do not already act for you in respect of financial affairs, our qualified team of Financial Advisers are here to help you. We would be happy to offer a free initial consultation, which can also be arranged by calling 0208 506 3939.
